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Your Effortless Poughkeepsie Lifestyle Awaits at 321 Titusville Road! Imagine a life of ease and convenience in this delightful spacious one-bedroom, one-full-bathroom condominium nestled within a well-maintained and amenity-rich community. Offering a comfortable 840 square feet on the first floor, this ground-level unit provides seamless indoor-outdoor living. Step inside and be greeted by a fresh, inviting ambiance created by brand new paint and stylish, durable Pergo XP Laminate flooring flowing throughout. Thoughtful design ensures ample storage with plenty of well-placed closets. Simplify your monthly expenses! The monthly HOA fee of just $548. 48 common charge covers a wide array of services, including heat, hot water, cooking gas, common area electric, municipal water and sewer, comprehensive common area property maintenance (encompassing plumbing, boiler and water heater replacements, seal coating, pest control (including tick spraying!) and general repairs), basic cable and internet, trash removal and recycling, landscaping and snow removal, building and general liability insurance, and office expenses. Parking is stress-free with one assigned parking spot directly in front of your door. Plus, the abundance of visitor parking conveniently located nearby ensures your guests always have a place to park. Enjoy the option of on-site laundry facilities, or utilize the in-unit washer & dryer hookup for ultimate convenience. Nature enthusiasts and pet owners will appreciate the proximity to nearby walking trails, perfect for leisurely strolls. Location is truly a highlight! Embrace an active lifestyle with the Rail Trail trailhead just one mile away and a Gold's Gym within easy reach. Commuters will value the convenient close proximity to the Taconic State Parkway and also close access to the Metro-North train station. For those connected to academia, Vassar College is a short 5-mile drive, and Marist College is less than 10 minutes away. Extend your living space outdoors with a charming ground-level deck overlooking the backyard, ideal for morning coffee or unwinding in the evening. A sought-after bluestone grill pad in the backyard provides a dedicated and attractive space for outdoor cooking and entertaining. Families will appreciate the excellent Arlington School District, serving this address with Overlook/Titusville Elementary School, Union Vale Middle School, and Arlington High School. Don't miss this exceptional opportunity to embrace a comfortable and convenient lifestyle in a well-located Poughkeepsie condominium. This isn't just a property; it's your gateway to effortless living. Schedule your showing today and discover the ease and enjoyment that awaits you at 321 Titusville Road!
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Our Executive Mortgage Banker:
Our Insurance Division:
$204,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $163,920 | $163,920 | $163,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,036 | $1,089 | $1,372 |
Total Monthly Payment | $1,366 | $1,419 | $1,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.