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Experience the pinnacle of downtown living with this charming, fully renovated two-bedroom, one-bathroom end-unit condo. Nestled in the vibrant heart of downtown Punta Gorda, this home is perfectly positioned for those who want to enjoy stunning sunsets over Charlotte Harbor, just a short walk away. As you approach, you'll be welcomed by newly laid rock and Florida native plants adorning both the front and back of the unit. Step inside to discover a stunning new kitchen featuring a textured subway tile backsplash, sleek granite countertops, and chic navy blue cabinetry. Modern light fixtures, ceiling fans, and high-end appliances enhance the space. The condo boasts tile flooring throughout, fresh paint, and new closet doors. Enjoy the convenience of an in-unit laundry room. Sliding glass doors lead to a serene lanai and backyard, situated at the end of the row. With a one-month minimum rental requirement, this unit is an excellent option for short-term or long-term rental opportunities if you're not here full time. The updated bathroom features contemporary light fixtures and a new vanity. Adjacent to the city’s recreational trail, the Harbor Walk, this location is ideal for sunset strolls or bike rides along the waterfront. The monthly association fee of $410 covers city water, sewer, trash, grounds maintenance, escrow reserves, exterior insurance, clubhouse access, and community pool. Pet lovers will appreciate the allowance for pets up to 20 pounds. Whether you're seeking a new home or a lucrative investment opportunity in historic downtown Punta Gorda, this property fits the bill. Walk to nearby attractions including Gilchrist Park, Fisherman’s Village, the Farmer’s Market, downtown eateries and shops, and the Dog Park. BRAND NEW A/C! Don’t miss out—call today to schedule your showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,051 | $1,339 |
Total Monthly Payment | $1,223 | $1,263 | $1,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.