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This immaculately maintained St. Andrews model is light and bright! Heritage Pines is a 55+ Gated, Golfing community, with resort style living at its best! The floor plan is open with wood laminate and Italian porcelain tile (in laundry room, kitchen, hallways and bathrooms), no carpet. As you enter the foyer, you will notice the pristine condition of the home! The kitchen has eat-in space, new stove, microwave (vents out) and refrigerator, light Corian countertops, wood cabinets and a dual kitchen sink. Kitchen flows directly into the formal dining area and family room. The enclosed lanai has beautiful large windows with window treatments and laminate floors, this room is air conditioned and heated for your comfort and enjoyment. This room adds 419 square feet to the living space. Primary bedroom has two walk-in closets, en-suite bathroom with large shower, dual-sinks, large vanity and new chair-height toilet. 2nd bedroom has a closet and window, 3rd bedroom has a bathroom close by that has been FULLY REMODELED, large walk-in shower, vanity (quartz) and another chair-height toilet. Inside laundry room (washer and dryer stay), storage shelves in garage as well as attic space. Exterior of home is fully maintained by Homeowners Association, lawn, sprinkler system, pest spraying, hedges, trees and exterior paint (just painted March 2025) all included in maintenance fees. Upgrades to the home include, NEW ROOF 2021, brick pavers, gutters, curbing, FULL HOUSE GENERAC generator, hot water heater, NEW WINDOWS, window treatments, enclosed lanai, new 12" ductwork entire house, ceiling fans in all rooms, can lighting in kitchen as well as Solar Tube for extra natural light, surge protectors inside and out, road re-surfacing already paid for. This is an exceptional community with an 18-hole golf course, restaurant/bar, community pool, tennis courts, pickleball, Bocce ball, Performing Arts Center, woodshop and many activities each day for entertainment and socialization. Golf-cart friendly community, beautiful sidewalks and streetlights. Come and live the resort-style life in Heritage Pines (Country Green Village)!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $36 | $36 | $36 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,846 | $1,918 | $2,444 |
Total Monthly Payment | $1,957 | $2,029 | $2,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.