149 ALBERT LANE, Port Charlotte, FL, 33954 | $474,900

STUNNING LAKESIDE 3 BEDROOM, 2 BATH, 2-CAR GARAGE POOL HOME IN THE HEART OF PORT CHARLOTTE! 80’ of waterfrontage, dock with water and electric plus true western exposure to enjoy phenomenal sunsets, fishing and kayaking on Lake Niagara. Gorgeous lake views from every room in the home! Open concept floor plan is the perfect layout for entertaining and features four sliders opening the living, dining and family room plus kitchen to the lanai, pool and lake views. This beautiful home features over 2, 500 sf of living space, open floor plan, high ceilings, crown molding and bamboo flooring in living/dining rooms. Spacious kitchen offers an abundance of cabinetry, stone counters, stainless appliances, built-in desk, breakfast bar and overlooks light and bright family room with cozy fireplace and water views. Primary bedroom is a true retreat with double door entry and a slider that opens to the pool and lanai area offering serene lake views plus, two walk-in closets and private ensuite featuring dual vanities, large soaker tub, and walk-in shower. Guest bedrooms are generously sized and share guest bath with a tiled walk-in shower that conveniently leads to the pool. Step outside to a covered lanai, paver deck and screened heated pool – perfect for entertaining family and friends. Exceptional features include upgraded high performance stone coated steel roof installed in 2024, high impact hurricane windows by DuraShield, water softener system for entire home, reverse osmosis system to purify drinking water, monitored alarm system, large laundry room complete with a sink, cabinets for storage, mini fridge and freezer plus oversized garage includes workspace and plenty of extra storage. Not only is the lake perfect for fishing and kayaking but also provides the water for irrigation. Great location close to everything you need including restaurants, shops, schools, hospitals and close to I-75 with easy access north and south to a mix of vacation attractions, cultural events and outdoor activities. Only 15 minutes to downtown historic Punta Gorda with world-class fishing, boating, beautiful parks, community events and entertainment. Truly, a haven for those seeking comfort and the ultimate lakeside living experience. Schedule your private showing today!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 1991
  • Garage: 2-car Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,524
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $4,323
  • Lot Desc: Landscaped
  • View: Pool, Water
  • Elem. School: Kingsway
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Purifier
  • MLS#: C7508001
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/C7508001/149albertlane_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2025 11:32:10 PM)
Listing courtesy of COMPASS FLORIDA   Phone: 941-205-8478

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

149 ALBERT LANE, Port Charlotte, FL, 33954

$474,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,920 $379,920 $379,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $360 $360 $360
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,370 $2,496 $3,180
Total Monthly Payment $2,805 $2,931 $3,615

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.