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LOOK No Further! You found a True Gem, full of wonderful opportunities and conveniently located in an established quaint community. Whether you are a First Time Homebuyer, Experienced Buyer or an Investor you won't go wrong with this purchase. This home offers the much desired In-law suite / Guest House that can be for Family, Guests, Airbnb/Vrbo customers or a Renter. The Main house has 4 bedrooms 1 bathroom with, living room, family room, cozy kitchen with breakfast bar, indoor laundry closet and a covered side porch/balcony. The Guest House has 2 additional living areas, full bathroom, kitchen, separate mailbox and its own utility meter. Both homes had the Roof replaced in 2021. The main home received an update to the kitchen, lighting, floors, bathroom and paint in 2021. Vacant lots on the east and west side of the home are also available for purchase to give you close to half an acre of space. Conveniently located and several streets away is Lakeland's Medical Corridor, Watson Clinic, Lakeland Regional Hospital and various medical offices. Just minutes away is Lake Parker with Bike and Walk Trails, Lakeland Square Mall, various Restaurants, Sam's Club, Walmart and much much more. Schedule your appointment to see this home soon.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,685 | $1,749 | $2,203 |
Total Monthly Payment | $2,029 | $2,093 | $2,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.