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LAKE ST CATHERINE- YEAR ROUND - 1 BED w/ SPACIOUS LOFT FOR ADDITIONAL SLEEPING! Welcome to 201 Cones Point, an adorable hidden gem nestled on one of the most sought-after streets on the lake. This peaceful oasis offers the best of both worlds: a quiet retreat, yet just moments away from all the action and attractions you love. With easy access to the marina, golf courses, wineries, country stores, and walking distance to the Cones Point General Store (perfect for grabbing necessities, enjoying an ice cream, or playing a quick round of mini-golf) all while being centrally located within an hour to Saratoga, Stratton & Killington. Hop in the kayaks or take your small boat down the canal to the main lake—just a stone’s throw away. The convenience of water access right from your doorstep means endless summer fun awaits. Enjoy serene lake views right from your kitchen sink! The extensive back deck is the perfect highlight for those nights hanging out with friends & family while grilling. The first floor consists of everything you need with breathtaking airy high ceilings, exposed beams, gorgeous wide pine & locally sourced slate floors. The loft makes a lovely additional space, perfect for another bedroom. Downstairs you'll find a large bonus room w/ bathroom and laundry. The possibilities are endless. Affordable lake living is rare, making this your perfect opportunity to own a piece of the lake and enjoy the lifestyle you've always dreamed of. Don't delay, summer is here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,872 | $1,971 | $2,511 |
Total Monthly Payment | $2,242 | $2,341 | $2,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.