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Enjoy FL lakefront living in a luxury gated 55+ community! Here is a rare opportunity to purchase a residence in Lakes of Deland, surrounded by three lakes. 3609 Azurite Court fronts Lake Horseshoe, offering breathtaking water views from the entire south side of the home, including the screen porch. Lake Horseshoe is a private, deepwater, spring fed lake, great for kayaking or fishing. Watch wood ducks and water birds, or the wild turkeys that roam the peaceful neighborhood. Sandhill cranes nest and raise their babies here, truly a nature lover’s paradise. This luxury home is of quality block/stucco construction with tile roof and hurricane resistant windows. If the power goes out, the home has a Generac whole house natural gas generator to keep you comfortable. The recently renovated kitchen features quartz counters, farmhouse sink, cherry cabinets, stainless steel appliances, breakfast bar, and walk in pantry. Elegant finishes like high ceilings, crown molding and 8 ft. tall doors throughout. Open concept living with 3 bedrooms on main level and about 400 sq. ft. upstairs with a closet and balcony. The front of the house has views of Lake Mamie, which has a community boat dock and gazebo. The 2-car garage has pull down stairs to access ample attic storage. The generator and tankless gas water heater are 2 years old, house is freshly painted inside and out, there is a whole house water softener system, and home has been meticulously maintained. You will want to see this very special home. Lots sell for $90, 000 to over $200, 000 and this home sold new for nearly $500, 000 in 2007. It was purchased as a foreclosure in 2015. A similar nearby lakefront home sold for $610, 000 in 2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,978 | $3,095 | $3,945 |
Total Monthly Payment | $3,383 | $3,500 | $4,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.