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Tucked just around the corner from the sparkling waters of Lake Moultrie, this brand-new 3-bedroom, 2-bathroom cottage feels like a breath of fresh air. From the moment you pull up to the charming covered front porch, you'll sense the ease and comfort that this thoughtfully designed home has to offer. Step inside and you're greeted by an open-concept living, kitchen, and dining space--bright, welcoming, and made for gatherings. Whether it's morning coffee at the island or hosting friends for dinner, the heart of this home is made for connection. And when the day winds down, the bedrooms are quietly tucked at the rear of the home, offering privacy and a peaceful retreat away from the bustle of daily life. The finishes are clean and modern, with just the right touch of warmth. A spacious laundry room adds extra function, a 12x24 shed at the rear of the property offers great storage, and with no HOA, you have the freedom to make this home truly your own. Just minutes from the town of Moncks Corner and several local restaurants, and with public lake access right nearby, this home offers the perfect blend of quiet, convenience, and opportunity. Whether you're dreaming of lakeside mornings, looking for a place to slow down, or seeking your next great investmentthis cottage is ready to welcome you home. BUT don't forget your golfcart!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,497 | $1,577 | $1,993 |
Total Monthly Payment | $1,572 | $1,652 | $2,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.