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Step into a piece of history with this charming 1910-built residence located at 309 N Academy Street in the heart of Kingstree, SC. Spanning 3, 615 square feet, this distinguished home offers 4 spacious bedrooms and 3. 5 bathrooms, blending timeless elegance with modern comforts. Key Features: Historic Charm: Built in 1910, this home showcases classic architectural details that reflect its rich heritage. Features a fireplace in every room. Generous Living Space: With 3, 615 sq ft of interior space, the home provides ample room for both relaxation and entertaining. Expansive Lot: Set on a 1. 3-acre lot, the property offers abundant outdoor space with a beautiful in-ground pool, a poolside pavilion perfect for parties and entertainment, gardening, recreation, or future expansions. Detached Garage: A 3-car detached garage provides convenient parking and additional storage options. Modern Amenities: Equipped with central heating and cooling systems, ensuring year-round comfort. Original Features: The home retains its original hardwood flooring, adding warmth and character to the living spaces. Additional Information: This property is a rare find, combining historical significance with modern conveniences. Its prime location offers easy access to local amenities, schools, and the charming downtown area of Kingstree. Whether you're a history enthusiast or seeking a spacious family home with character, 309 N Academy Street presents a unique opportunity.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,048 | $3,164 | $3,985 |
Total Monthly Payment | $3,140 | $3,256 | $4,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.