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This charming two-story home, featuring three bedrooms and two bathrooms, reflects true pride of ownership. The first floor boasts a formal living room, an eat-in kitchen equipped with modern appliances, and a formal dining room with real parquet wood flooring offering large sliders leading to the back deck and pool. Additionally, you'll find an office, a bedroom with garage access, and a full bathroom. Upstairs, there are two generous bedrooms and another full bath, with a hallway that provides a view of the dining room below. The finished basement is a hub for cherished gatherings, complete with a den area featuring built-in fish tanks and a party room that includes a spacious bar and enough room for a table, perfect for entertaining or playing card games. There are also dedicated storage and laundry areas with full house water filtration system and 2nd refrigerator. Enjoy summer days in the backyard, where an above-ground pool is easily accessible from a deck that runs the entire length of the house. An attached shed is located at the back of the house, and the garage is equipped with built-in workbenches, perfect for DIY enthusiasts, and a full attic with pull down stairs. Recent updates include new kitchen appliances, a pool liner, sprinkler heads, a water heater, and a central air compressor. Near highways, shopping, restaurants, SUNY Stony Brook and hospital.
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $894 | $894 | $894 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,966 | $3,079 | $3,878 |
Total Monthly Payment | $3,952 | $4,065 | $4,864 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.