766 BAY ESPLANADE, Clearwater Beach, FL, 33767 | $719,000

Absolutely charming North Beach quintessential cottage home has only had 3 previous owners in 85 years. Light, bright and airy it is ideally located near an intercoastal access and a short walk straight to Clearwater’s beautiful beaches. This home boasts the location you want and is surrounded by many multi-million dollar high value properties. The very livable courtyard shaped floorplan has an easy flow and great feeling that makes this home live much larger than it is.

Eat in Kitchen has two floor to ceiling pantry areas, north and east counter height windows plus a secondary side entry. The 87 foot long driveway features an offset for refuse/recycle containers plus kayaks which combined with a new circular front drive this property could accommodate up to 7-8 vehicles plus the 1c garage.

Spacious 450 square foot courtyard with shade arbor is a main attraction and highlights the outdoor Florida lifestyle it is visible from the entry, LR, Music/Office room, TV/sitting area and the Main Bedroom and Ensuite. The gated rear yard area off the courtyard provides ample room for a pool and decking.

Storm remediation is almost complete as this home sits on a crawl space which lessened storm damage. Some of the recent updates are.

New elevated HVAC October 2025
?New premium roof July 2022 with transferable warranty
?New raised electrical main panel done in July 2022
?Current owner has a Pest Control maintenance and Termite inspection contract.

Perimeter fences are neighbor owned. Home is being sold as is, where is, but inspections are welcomed. 2 attic accesses and a useable crawl space entry inside guest walk in closet. The garage has a 121 sq ft laundry area with utility sink, a separate 3 x 8 cedar lined closet and 210 sq ft 1-c garage with an 8 ft wide door.

If you want a 3 or 4 bd/2 bath home then consider easily changing the 9 x 16 music room/office area into a 3rd bedroom with just a door and the 10 x 10 sitting/TV room could transition to a child’s bedroom immediately adjacent to the 170 sq ft Main Suite. The Ensuite has a walk in closet with window and 115 sq ft main bath area with freestanding tub, large custom shower and glass enclosure highlighted by an open beamed ceiling.

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Adding a second story private Suite w rear facing balcony with almost 300 sq ft over would be fabulous. Rough cost estimates plus permits and fees would make this cottage into a stunning 6 bedroom 3 bath with a covered courtyard, pool and parking for everyone for under $200k. What’s not to like about that at sunset!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 62 x 110
  • Laundry: None
  • Year Built: 1940
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,640
  • Acreage: 0.16
  • Lot Size: 62 x 110
  • Est. Taxes: $7,016
  • Appliances: None
  • MLS#: TB8373428
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/TB8373428/766bayesplanade_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 10:06:08 AM)
Listing courtesy of BELLOISE REALTY   Phone: 727-449-2700

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766 BAY ESPLANADE, Clearwater Beach, FL, 33767

$719,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $575,200 $575,200 $575,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $585 $585 $585
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,589 $3,779 $4,815
Total Monthly Payment $4,266 $4,456 $5,492

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.