135 Carlson Drive, Cumberland, RI, 02864 | $549,000
Located in the Monastery Heights area in the community of Cumberland, step inside this ranch-style home to find an open floor plan with spacious living spaces. The living room and dining rooms are complimented by floor to ceiling windows. The large kitchen is perfect for meal preparation and casual dining. The kitchen extends to a generous dining area with sliders to the large patio. The comfortable family room featuring a masonry fireplace also enjoys easy sliding door access to the patio area and yard beyond. The dining room connected to the living room creates an inviting space for formal dinners and entertaining. This single-level residence features three good sized bedrooms, offering a convenient layout for anyone looking for the ease of single-floor living. The primary bedroom includes an en-suite bathroom with a shower for added privacy, while the other two bedrooms share the large tiled bathroom. The attached two car garage leads into a mudroom and laundry area with convenient rear yard and basement access. There is a huge basement with excellent ceiling height with potential for finishing or just storage and hobby space. Heating has been upgraded with a Weil McClain Gold series boiler and recently replaced oil tank. This home is strongly supported by a steel beam, has upgraded 200 AMP electric with a generator switch. Ideally situated near schools, shopping, and major highways, this home offers a neighborhood setting with accessibility to work and conveniences.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 1985
- Garage: 2-car Attached,Garage
- Heating: Baseboard,Hot Water,Oil,Zoned
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,990
- Acreage: 0.25
- Est. Taxes: $5,636
- Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1381795
- Website: https://www.raveis.com
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
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Robert.Reade@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
135 Carlson Drive, Cumberland, RI, 02864
$549,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
| Monthly Tax Payment | $470 | $470 | $470 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,740 | $2,885 | $3,647 |
| Total Monthly Payment | $3,302 | $3,447 | $4,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB