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Single Level Two-Family Home with Two-Car Garage
This charming single-level two-family home boasts a spacious layout and convenient amenities, perfect for comfortable living. The property features a two-car garage and thoughtfully designed units, each catering to the needs of modern families.
Unit One
Unit One welcomes you with an eat-in kitchen, ideal for casual meals and gatherings. Adjacent to the kitchen, you'll find a dining room and a living room, creating a seamless flow for entertainment and relaxation. The first floor also includes a full bathroom, ensuring easy accessibility. The basement features a generously sized bedroom, providing a quiet retreat.
Unit Two
Unit Two mirrors the practicality of Unit One with its eat-in kitchen and living room. Two bedrooms on the first floor offer ample living space, while a full bathroom adds convenience. The basement in Unit Two is dedicated to storage and laundry facilities, offering access to a rear-fenced-in yard, perfect for outdoor activities and privacy.
This single-level two-family home combines functionality with comfort, making it an excellent choice for families seeking space and convenience.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,427 | $2,552 | $3,214 |
Total Monthly Payment | $2,902 | $3,027 | $3,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.