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Palma Sola Shores waterfront gem! This fully remodeled and almost turnkey furnished 2 bedroom/2 bath manufactured home is truly one of a kind and you will not want to miss out on this rare opportunity. There are only two properties in Palma Sola Shores with full, unobstructed views of Palma Sola Bay and this is your chance to own a piece of paradise! This property was fully remodeled by the current owners in 2020 and offers high-end updates from top to bottom and stunning bay views. Nothing compares to the quality found here and once you have the opportunity to view you will agree! The spacious and open layout offers luxury vinyl plank flooring throughout the living area and new carpet in the bedrooms. You will also find all new subfloors, updated electrical, plumbing, new interior doors and hardware, new insulation and vapor barrier (Feb. 2025) and a new 3 1/2 ton York A/C packaged unit with all new duct work and surge protection. You will simply fall in love with how pristine this home is both inside and out with new exterior paint, recoated roof with Sherwin Williams Uniflex aluminum sealant, newly installed Bahama shutters and new landscaping outside. The kitchen is a true showstopper with Schuler custome cabinetry, granite countertops, stainless sink, Jeffrey Alexander counter island with granite top, glass tile backsplash and gorgeous stainless fingerprint free appliances. Both updated bathrooms feature premium finishes, faucets, lighting and toilets with slow close seats. Another amazing plus is the huge Florida room with seamless 4-panel screen and accordian security shutter where you can enjoy entertaining many guests here while taking in the gorgeous bay views. Motorized hurricane shutters in the front of the house for extra peace of mind. 2025 washer and dryer along with side by side stainless fridge with ice-maker in your spacious laundry room. New outside shower with privacy fence and dressing room for when you come home from the nearby beaches found on Anna Maria Island is another added feature. Located in the desirable 55+ community of Palma Sola Shores this gem is absolutely move in ready and adorn with high end furnishings and decor making it perfect for year round living or a seasonal retreat. You can enjoy the community ammenties of the heated pool, shuffleboard courts, clubhouse, kayaking or fishing from the community dock or watch the dolphins and Florida birds at play. Short drive to Anna Maria Island where you can enjoy the white sandy beaches or restaurants and also conveniently located to local shopping and ammenities. Come experience the charm, comfort and coastal beauty found here before this opportunity is gone! Palma Sola Shores is a land owned community with low monthly maintenance fees that even include your water, cable and internet. Sorry, no pets, golf carts, motorcycles or rentals allowed at this community.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,679 | $2,785 | $3,549 |
Total Monthly Payment | $3,005 | $3,111 | $3,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.