![]() |
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to The Reserve at Crossing Creek. This is a sought-after community with just 88 homesites, No CDD and No Flood Zone. This Vernon Hill II floor plan has a BRAND-NEW ROOF and is located on one of the most desirable lots with WATER VIEWS and no backyard neighbors! This home has just over 1, 900 sq ft of living space with 3 bedrooms, 2 full bathrooms and an office than can easily be turned into a fourth bedroom if needed. When you approach, you will be greeted by a variety of colorful and tropical plantings and a paved drive and walkway. Inside, the foyer offers a drop zone and separation into the GREAT ROOM. The living room has a CUSTOM-BUILT entertainment center with a shiplap wall, floating shelves and an electric fireplace with a live edge wood mantle. The dining room also has a shiplap feature in a natural wood tone at chair-rail height. The kitchen has wood cabinetry, GRANITE countertops, reverse osmosis, stainless steel appliances and a breakfast nook. Outside is your own little piece of paradise and the PRIVATE POOL in a serene setting where you will enjoy the water views and the wooded area that offers wildlife sitings including a variety of birds. The covered lanai provides shelter from the weather when needed and the paved decking offers various lounging areas. The saltwater pool has a pebble tech finish and is heated so you can enjoy year-round swimming. Back inside, the split floor plan has the primary in the rear of the home for added privacy. The en-suite has dual split sinks, QUARTZ countertops, water closet and a oversized walk-in shower with listello banding and a built-in bench. The closet is oversized and has built-in organizers making the best use of this space. Two additional bedrooms are located behind a CUSTOM-BUILT barn door and share the guest bathroom that has the same finishes as the primary bathroom. The office has two workstations that and make an this ideal for schoolwork or work from home! The laundry room has been customized with QUARTZ countertops, a utility sink and front load machines. Additional features and updates include a newer HVAC (2023), UV light kit, hot water heater with expansion tank (2022), new garbage disposal (2025), newer pool heater (2022), newer garage door (2022), 8’ doors, 20” tile laid on a diagonal in the main living spaces and wet areas, luxury vinyl plank flooring in bedrooms and closets, plantation double-hung shutters, hurricane shutters, and a water softener. This home is MOVE-IN READY! Located minutes to I75, and lots to do including St. Armands Circle, the UTC Mall, and Gulf of America Beaches including Anna Maria island, Siesta Key and Lido Beach!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$524,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,654 | $2,759 | $3,515 |
Total Monthly Payment | $2,974 | $3,079 | $3,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.