PICTURESQUE RANCH STYLE HOME WITH 3 BEDROOMS, 1. 5 BATHS ON AN ACRE OF BEAUTIFULLY LANDSCAPED LAND, COMPLETE WITH A LARGE SHED. ENTER THE HOME THROUGH A CUSTOM MADE DOOR & BE AMAZED AT THE OPEN & LIGHT LARGE LIVING AREA COMPLETE WITH CATHEDRAL CEILINGS & FOUR DORMERS ACTING AS SKYLIGHTS. THE CUSTOM KITCHEN, WITH A 10 FOOT ISLAND, WAS DESIGNED TO PLEASE ANY CHEF & OPENS INTO THE LIVING ROOM & DINING AREA. A NEW HVAC SYSTEM HELPS TO MAINTAIN A COMFORTABLE TEMP & A WOOD BURNING FIREPLACE ADDS A SPECIAL WARMTH & AMBIANCE TO THE HOME. THE WELL SYSTEM WAS REDONE IN 2020, COMPLETE WITH SPECIAL A FILTRATION SYSTEM. NEW COMPONENTS TO THE WELL WERE ALSO ADDED IN 2024. A RADON SYSTEM WAS ADDED IN 2020 TO ENSURE THAT ALL WERE SAFE. BEAUTIFUL 4 INCH OAK HARDWOOD FLOORS THROUGHOUT THE HOME LEND AN AIR OF COMFORT & ELEGANCE. THE STUNNING MUSIC STUDIO ( MEDIA ROOM/PLAYROOM/OFFICE/GAMING ROOM) HAS A SPLIT A/C SYSTEM & CAN BE ENTERED FROM THE HOME OR THRU A PRIVATE, OUTDOOR ENTRANCE. (IT CAN ALSO BE CONVERTED BACK TO A GARAGE). THE BASEMENT IS VERY LARGE & DRY WITH COPPER PIPES GLEAMING FROM ABOVE. WHETHER SITTING ON THE FRONT PORCH, OR HAVING A CUP OF COFFEE ON THE BACK PATIO, THE VIEWS ARE LOVELY. THE HOME BACKS UP TO THE WAPPINGERS CREEK WHICH SITS FAR BELOW THE PROPERTY SO AS NOT TO POSE ANY THREAT OF FLOODING, BUT PROVIDES A SENSE OF SERENITY & PRIVACY. GREAT LOCATION, GREAT NEIGHBORHOOD, GREAT HOME.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $1,149 | $1,149 | $1,149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,628 | $3,348 |
Total Monthly Payment | $3,752 | $3,852 | $4,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.