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28 Ramapo Road, Garnerville, NY, 10923 | $599,000
This SOLID, custom built brick 2121 Sq ft (including lower level) ranch offers an abundance of upgrades and will not disappoint! Here you will find 3/4 bedrooms 2 full bathrooms ideal for a multi-generational set up or home office! Fully finished walk out basement and large garage under located in the back of the home with tons of closets and storage everywhere! This meticulously kept home is set back off the road and offers . 56 acres of lush landscape and extensive hard scape with a small fenced in area, perfect for your pet! Follow the paver brick and bluestone stone walkway to the front door. . . Step in and step up your expectations! A huge sunken living/family room with a large rear bay window looks out to a level private back yard! Fully update kitchen offering Maple cabinetry Granite counters and SS appliances! This gorgeous find offers everything you could want in a home! Low taxes $15, 501 with out exemption (Town and County $3, 423. 79 Village Of West Haverstraw $2, 906. 76 School $9, 171. 09 - (2024 STAR $1, 200. 79 not included) As a Town of Haverstraw resident, there is a plethora of parks and recreation events concerts as well as the FAMOUS Bowline Point Water Park offering olympic size swimming pool and splash park right on the shores of the beautiful Hudson River! Golf is a short drive away! Under 45 Minutes to NYC easy commute and easy living make this the obvious choice! This is an all around great buy that is close and convenient to major shopping, dining, entertainment and public transportation if your choice is bus train or ferry! This is a true commuters delight and under 20 minutes to NJ border!Stay tuned coming soon!
Features
- Rooms: 11
- Bedrooms: 3
- Baths: 2 full
- Laundry: Gas Dryer Hookup, In Basement, Washer Hookup
- Style: Ranch
- Year Built: 1955
- Garage: 1-car
- Heating: Baseboard
- Cooling: Central Air
- Basement: Finished, Full, Storage Space, Walk-Out Access
- Approx Sq. Feet: 1,302
- Acreage: 0.56
- Est. Taxes: $15,501
- Lot Desc: Back Yard, Cul-De-Sac, Front Yard, Landscaped, Level, Near Golf Course, Near Public Transit, Near School, Near Shops, Private, See Remarks, Stone/Brick Wall
- View: Mountain(s)
- Elem. School: Thiells Elementary School
- Middle School: Fieldstone Middle School
- High School: North Rockland High School
- School District: Haverstraw-stony Pt (North Rockland)
- Appliances: Convection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: 845597
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/845597/28ramaporoad_garnerville_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
28 Ramapo Road, Garnerville, NY, 10923
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $1,292 | $1,292 | $1,292 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,029 | $3,148 | $4,011 |
| Total Monthly Payment | $4,413 | $4,532 | $5,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535