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3 BEDROOM RANCH WITH ADDITIONAL 1 BEDROOM COTTAGE Nestled in the heart of the scenic Hudson Valley, this spacious 3-bedroom, 1-bath ranch home offers the perfect blend of comfort and charm. With an expansive deck you can soak in breathtaking mountain views while enjoying your morning coffee or hosting gatherings. Inside, the home features wood floors, stainless steel appliances, a convenient washer/dryer hookup, baseboard oil heat, and central air to keep you comfortable year-round. Also includes a heated 2-car garage, ideal for those chilly winter mornings. Adding to its appeal is a separate 1-bedroom cottage, perfect for use as a mother/daughter home or a legal rental. The cottage has radiant heat floors (oil), generously sized rooms, a large bathroom with a washer/Dryer, mini-split air conditioning, a private deck, and its own entrance, offering privacy and versatility. Located in Kerhonkson, this property is surrounded by natural beauty and outdoor adventures. Explore the nearby Minnewaska State Park Preserve with its stunning trails, waterfalls, and glacial lakes, or visit the Sam's Point Area for breathtaking views and unique ecosystems. Golf enthusiasts will appreciate the proximity to the Mohonk Golf Course, and Kelders farm where you can pick your own produce and feed farm animals. The area also offers charming local shops, restaurants, and a welcoming community atmosphere. This property is a rare find, combining amenities, rental potential, and access to the best of the Hudson Valley.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,941 | $2,044 | $2,605 |
Total Monthly Payment | $2,336 | $2,439 | $3,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.