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Under contract-accepting backup offers. Welcome to Reflections on the Gulf! This fully updated 2-bedroom, 2-bath corner Gulf-front condo is perched high above the shoreline on the beautiful, sugary sands of Indian Rocks Beach and comes fully furnished. With unobstructed Gulf views from nearly every room, a spacious split floor plan, and thoughtful upgrades throughout—including spotless luxury vinyl flooring, solid surface quartz countertops, and stainless steel appliances—this turnkey retreat is completely move-in ready with no renovations needed. As a 5th-floor corner unit in a building with only four units per floor, privacy and quiet are built into the experience—making this a true coastal escape. The kitchen, fully stocked with everything you need, flows seamlessly into the living and dining areas, perfect for entertaining or relaxing. Enjoy your morning coffee or evening sunsets with the sound of waves as your backdrop on balcony with a brand new screen & railing. The primary suite—with Gulf views and direct balcony access—includes generous closet space and an ensuite bath featuring dual vanities. The spacious second bedroom and separate full guest bathroom offer plenty of privacy and comfort, making it ideal for hosting guests. Some upgrades include brand new hurricane-impact windows and sliding glass doors, a 2023 electric panel, a 2024 hot water heater, and a new washer & dryer. The building allows bi-weekly rentals, making this an excellent investment property with strong rental potential. Building amenities include a heated beachfront pool & hot tub, tennis court, and a stylish lobby lounge area—ideal for welcoming guests or unwinding after a beach day. And let’s talk location. Indian Rocks Beach is one of the Gulf Coast’s hidden gems—laid-back, local, and lively, with everything you need just a short walk away. Enjoy easy access to the Indian Rocks Beach Nature Preserve, a peaceful boardwalk trail through mangroves and wildlife. Tons of walkable cafes, restaurants, and bars, including local favorites like Crabby Bill’s, Pipo N Betty’s Bakery, and Guppy’s on the Beach. Regular local markets, art walks, and live music events give the town its vibrant, small-town energy. Beach boutiques, ice cream shops, yoga studios, and rental shops for bikes, paddleboards, and beach gear. You’re also just a quick drive to Clearwater Beach, downtown St. Pete, and Tampa International Airport—making this a prime location for both getaway seekers and long-term living. Whether you’re watching dolphins glide by from your balcony or strolling to a sunset dinner, life here feels like a permanent vacation—don’t miss your chance to own this coastal dream.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $841 | $841 | $841 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,370 | $4,605 | $6,216 |
Total Monthly Payment | $5,303 | $5,538 | $7,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.