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Unlock the door to your future at 3125 Spencer Drive situated in the highly sought after Country Club neighborhood. This fully detached two-family home is in immaculate condition and spanning four expansive floors, this residence offers ample room for relaxation and family living. Experience an abundance of natural light in the main living unit thanks to the large bay window that enhance the open atmosphere. Enjoy cooking in the beautifully updated kitchen equipped with modern stainless steel kitchen appliances complemented by convenient in-unit laundry machines. Step right out of the dining area into your private fenced yard featuring an in-ground pool and a children’s jungle gym giving you a quiet area for family gatherings outdoor fun. The two bedrooms of this floor are generously-sized, ensuring comfort and privacy for everyone. The second family unit mirrors the comfortable layout of the first one, making it ideal for extended family or rental opportunities. Below is a versatile one-bedroom suite offering fantastic potential for guests or additional income. The walk out basement underground provides extra space for keeping family mementos and seasonal items for years to come, while the dedicated home gym on this level allows you to maintain a healthy, active lifestyle without leaving the comfort of your own home. The area around this property is its highlight, being one of the top neighborhoods for residents in the Bronx. In addition to boasting convenient access to major highways, this property is a short walk from the 6 train’s Pelham Bay Station as well as the Q50 bus stop for easy travel to Queens and beyond. Pelham Bay Park is a walking distance, allowing you to connect with the community and access to the outdoors at your fingertips. Don’t miss the chance to make this exceptional property your own. Schedule an appointment today and find your new dream home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,200 | $1,279,200 | $1,279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.739% | 6.183% |
Monthly Tax Payment | $960 | $960 | $960 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,263 | $8,191 | $10,795 |
Total Monthly Payment | $8,348 | $9,276 | $11,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.