![]() |
Flood insurance is not required, flood zone X500! Living grade is 11 feet above sea level. The water level was NOT even close to entering the structure during Hurricane Helene. Welcome home to this fantastic waterfront executive town home in Seminole. This residence is located in a private gated community and sits on Cross Bayou with a private view of the lagoon and nature preserve. Step inside and fall in love with this light and bright gem. It features a split bedroom floor plan with the master bedroom downstairs. There is also a loft upstairs plus two additional bedrooms. Upgrades on this residence are almost too numerous to list. Some highlights include the kitchen with wood cabinetry, stainless appliances and granite countertops, custom metal stair railing, plantation shutters, rounded wall corners, also the master bathroom has been extensively upgraded with a custom farmless glass shower enclosure and a free-standing tub. Every aspect of this home is high quality luxury. Take a step out back and see where this home really shines, there is a screened enclosed porch overlooking the water and nature preserve, the perfect place to relax or entertain. Hidden Bayou is a well-run community with low HOA fees. It features two gated entrances, a community pool, plus a canoe /Kayak launch, (Cross Bayou connects to the intercoastal waterway with connection to the Gulf) If you are a buyer that demands the best, then hurry, do not miss this one! PET FRIENDLY! SELLING FULLY FURNISHED AT A COST OF $10, 000 SEPARATELY.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $607 | $607 | $607 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,683 |
Total Monthly Payment | $3,444 | $3,589 | $4,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.