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ALL SHOWINGS INCLUDING OPEN HOUSES ARE BY APPOINTMENT ONLY. Welcome to 321 East 89th Street, an elegantly designed one-bedroom home tucked away on a peaceful, tree-lined street in the heart of the Upper East Side. This thoughtfully laid-out residence blends classic charm with modern comfort, offering sun-drenched interiors and an exceptional private outdoor space. Step inside to find beautiful hardwood floors and soaring 10. 5-foot ceilings that enhance the bright and airy living area—an exceptional feature of this unique floor plan. Just beyond, a spacious double-wide private back patio, outfitted with new wood decking, effortlessly extends the living space. Together with the interior, it creates an expansive, ~1, 000-square-foot private oasis—an exceptional retreat rarely found in Manhattan. The kitchen is both stylish and functional, outfitted with granite countertops, rich cherry wood cabinetry, and high-end appliances by Hansgrohe, Bosch, GE, and Blomberg—perfect for the home chef. The bedroom features an oversized closet, providing ample storage. An open-concept layout effortlessly flows between dining and living spaces, making it ideal for everyday living and hosting guests. Additional building amenities include a laundry room, bike storage, and an on-site superintendent. Flexible ownership options are available, with subletting, pied-à-terre use, co-purchasing, and guarantors all permitted. The co-op is also actively upgrading its buildings, including the installation of a virtual doorman system that enhances security and provides residents with added ease of access. Situated in the vibrant neighborhood of Yorkville, residents enjoy easy access to the Q, 4, 5, and 6 subway lines, as well as a diverse mix of new and classic dining, cafes, and nightlife along Second Avenue—all while being moments from the East River and Central Park—perfect for running, peaceful walks, and relaxing outdoors. *Some images have been virtually staged to help illustrate the property’s potential. These renderings are for visual purposes only and may not reflect the current condition or scale of the home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,857 | $3,004 | $3,812 |
Total Monthly Payment | $2,949 | $3,096 | $3,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.