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Beautiful Mediterranean style, ready to move in, 4 bedroom, 3 bath, pool home with a 2 car garage home, situated on 0. 45 acre lot. The lot directly behind the house is a retention pond. No building behind you. This 2008 built home has red tile roof. NEW LVT throughout the house except for 3 bedrooms; they are carpeted. Coming into the house, you will see two rooms, left and right. Many possibilities to use these rooms; formal living, dining, office, playroom, etc. etc. Large living room with a beautiful fireplace, recently redone with a state-of-the art gas fireplace. The kitchenette of the kitchen offers a view over the pool. Large kitchen bar, new (gas) stove, microwave, refrigerator, instant hot water at the sink and trash can is hidden in the cabinet. Kitchen and bathrooms have solid granite countertops. One bedroom can be closed off from the main living area and has its own bathroom with access to the pool. Two guest rooms use the guest hall bath. One bedrooms is used for quilting and can be put back to its original state. The master bedroom features tray ceilings and has access to the pool. Large walk-in closet! Bedrooms have carpets. Lots of new light fixtures & fans, all new handicap height toilets. New cabinets in the laundry room for more storage. The lanai has new fans and lights. The pool has been converted to a salt water pool with an electric pool heater. A new "on the demand hot water heater" has been installed for instant hot water. Large 12x36 shed next to the house (permitted) with 60 amp 220 electric service and is climate controlled. Very light and spacious house with an open floor plan. This community is located next to our famous Rails to Trails (Withlacoochee) which is 46 miles of hiking and biking; 5 minutes drive to shopping, restaurants, medical, downtown Inverness, access roads to Ocala, Homosassa, Crystal River and I-75. Citrus County is known for its manatees, lakes, rivers, Gulf of Mexico, hiking, biking, many golf courses, events, and "small town living".
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,391 | $2,517 | $3,208 |
Total Monthly Payment | $2,840 | $2,966 | $3,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.