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Welcome to the Ravenwood floor plan, a beautifully crafted Charleston Single style home that seamlessly blends timeless elegance with everyday functionality. From its iconic double front porches to the warm glow of gas lanterns, this home captures the essence of Southern charm. Step inside and you'll find a thoughtfully designed layout perfect for both entertaining and relaxed living. At the front of the home, a formal dining room sets the stage for unforgettable dinner parties. Enhanced with wainscoting and a wonderfully trimmed tray ceiling, this room exudes sophistication and provides the perfect ambiance for hosting guests or enjoying family meals. At the heart of the home lies the gourmet kitchen--a true dream for any home chef. Featuring a 5-burner gas cooktop, a spacious granite-topped center island, and a large corner pantry, this kitchen offers ample workspace and a seamless flow into the eat-in dining area, living room, and screened back porch. Whether you're cooking for two or entertaining a crowd, this space is as functional as it is stylish. Tucked away on the main level, the stylishly decorated first-floor master suite offers a peaceful retreat. Unwind in your private sanctuary, complete with a spa-like bathroom featuring a large walk-in shower, dual vanities, a transom window for natural light, and a linen closet for added storage. Upstairs, a spacious loft opens up a world of possibilities. Upgraded railings add a touch of refinement to this versatile area, which includes a cozy nookideal for a home office or reading spaceand a larger section perfect for a media room, game room, or upstairs family room. The second floor also includes three generously sized bedrooms, one of which has its own en-suite bathperfect for guests or use as a secondary primary suite. A well-appointed shared bathroom serves the remaining bedrooms with ease. Step out onto the upper front porch to enjoy morning breezes or an afternoon coffee while soaking in the neighborhood charm. Outside, the fenced backyard provides a private, peaceful oasis. A wood fence ensures privacy, while the detached two-car garage offers additional storage with built-in shelving. A dedicated grill pad with a gas line makes outdoor entertaining effortless. Located in the vibrant community of Carolina Bay, residents enjoy a host of amenities including three pools with Oyster Pavilions, a three-acre park with a Tot Lot, and miles of scenic walking trails. Your furry friends will love the fenced dog park, and the neighborhood comes alive with regular events like Food Truck Fridays and seasonal holiday fairs. Conveniently located just off Highway 17, Carolina Bay offers quick access to I-526, just 8 miles from Downtown Charleston and only 20 minutes from Charleston International Airport, plus five exits from the neighborhood for easy access to all that Charleston has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,618 | $3,810 | $4,855 |
Total Monthly Payment | $3,710 | $3,902 | $4,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.