9048 WHARF AVE, Placida, FL, 33946 | $1,395,000

Escape to your private paradise on Little Gasparilla Island, where this stunning bayfront retreat stretches across 200 feet of breathtaking waterfront. Offering unparalleled open-water views, a private dock, boat lift, and a secluded, tranquil setting, this home is the ultimate coastal sanctuary.
As you step inside, you’re immediately greeted by expansive windows that flood the open space with natural light, perfectly framing the sparkling bay. The spacious, remodeled kitchen is a chef’s delight, featuring porcelain flooring, solid wood cabinetry with many drawers for storage ease, gleaming granite countertops and backsplash, an extra-long island with seating for 6, a wet bar, and a wine refrigerator - all designed for functionality, entertaining and elegance. A conveniently located laundry room with plenty of pantry cabinets adds to the home’s practicality.
Adjacent to the kitchen is a separate dining room and living area for more intimate gatherings.
Designed for comfort and versatility, the home offers three spacious bedrooms - each with mesmerizing water views - along with two and a half bathrooms. The main floor bedroom provides a private retreat for owners, guests or extended family. Two private decks extend from this bedroom.
Two sizeable bedrooms and a bathroom comprise the upstairs with direct access to the rooftop deck. Choose this deck in the daytime for sunning, relaxing and viewing fish, dolphin, manatees and boating activities on the bay. At night this is a perfect spot for star gazing!.
You’ll discover multiple outdoor living spaces, covered, screened, and open-air, ideal for entertaining or simply soaking in the island’s tranquility. Whether you’re savoring your morning coffee while watching the sunrise over the bay or unwinding under the stars on the upper deck, this home offers countless moments of serenity.
The ground level offers 2 spacious bonus rooms which could be used for office space, a game room, or a bunk room. There is a bathroom and an outdoor shower, as well as plenty of deck space for entertaining.
Storage is abundant, with multiple ground-floor rooms to keep your fishing gear, beach toys, workshop tools, yard equipment and boating essentials neatly tucked away. There is a ramp for a golf cart(s) and an easily accessed kayak and SUP launch area. A 2-minute walk takes you directly to the Wharf Avenue beach access and the pristine beach and waters of the gulf.
The private, maintenance-free dock allows you to conveniently load and unload your groceries and fishing gear. This dock is one of the only ones that withstood all the recent hurricanes, and it is fully lighted with water and electricity. The 7, 000-lb. lift keeps the included boat, a 22’ center console 2004 Pathfinder with a 200 hp Yamaha motor, high and dry. As a special bonus, it comes with a transferable, highly coveted dry slip at Gasparilla Marina.

Recent Upgrades & Features:
• Hurricane-rated windows & doors for peace of mind
• New metal roof ensuring long-term durability
• New TitanDeck dock with Hi-Tide boat lift.
• Starlink satellite dish hardware for reliable high-speed internet

This is more than just a home—it’s a rare island retreat that seamlessly blends comfort, convenience, and the natural beauty of Little Gasparilla Island. Whether you’re seeking a family getaway, a vacation rental investment, or a forever home, this waterfront gem is ready to adapt to your lifestyle and create lasting memories.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 200 x 65
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1985
  • Garage: Golf Cart Garage, Golf Cart Parking
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,544
  • Acreage: 0.3
  • Lot Size: 200 x 65
  • Est. Taxes: $6,090
  • Lot Desc: FloodZone, In County, Oversized Lot, Private, Street Dead-End
  • View: Water
  • Elem. School: Vineland Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8372797
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8372797/9048wharfave_placida_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2025 1:37:49 AM)
Listing courtesy of PALERMO REAL ESTATE PROF. INC.   Phone: 813-637-0117

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9048 WHARF AVE, Placida, FL, 33946

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $508 $508 $508
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,781 $7,146 $9,722
Total Monthly Payment $7,414 $7,779 $10,355

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.