4174 PERCH CIRCLE, Port Charlotte, FL, 33948 | $1,075,000

An exceptional waterfront sanctuary awaits, where bespoke finishes, tranquil views, and direct sailboat access to Charlotte Harbor define everyday living. Built in 2021 with over $50, 000 in thoughtfully curated upgrades, this custom 3 bedroom, 3 bathroom home offers the ultimate in Southwest Florida luxury—without HOA restrictions, deed limitations, or flood damage. Set on an extra-wide canal with intersecting canal views and no bridges to open water, this residence is a dream for boating enthusiasts. The exterior makes a striking impression with decorative concrete landscape curbing, lush plantings, and leaded glass double entry doors welcoming you home. Inside, the ambiance is refined yet coastal, with driftwood-colored porcelain plank tile flowing throughout, 8-foot doors, and a double tray ceiling in the living room accented by soft rope lighting. Zero-edge pocketing sliders open to a screened lanai featuring a solar-heated pool, smart-controlled spa, and a full summer kitchen with granite counters and marine-grade cabinetry. Entertain beneath the stars with solar dock lights, soffit lighting, and outdoor floodlights, all while enjoying the ease of smart technology integrated throughout. A 3-zone HVAC system with upgraded thermostats, a fully owned security system, and phone-controlled pool and spa functions ensure modern convenience meets everyday comfort. The chef's kitchen is a centerpiece of style and function, offering rich granite counters, custom wood cabinetry with staggered heights, glass doors, pull-out shelves, soft-close drawers, under-cabinet lighting, and a wood-accented island. Stainless steel appliances and upgraded plumbing fixtures elevate the space, while the granite-topped laundry room with full cabinetry adds everyday ease. The living room wall is sound-insulated for privacy from the owner’s suite, while guest bedrooms are accented with chic barn doors. Electric remote shades in the living and dinette areas, plantation shutters throughout, and an elegant in-wall electric fireplace add layers of luxury. This home was built for performance as well as beauty, with full spray foam insulation in the attic and garage, all impact-rated windows and doors (including the garage), and an oversized 23x30 insulated garage with epoxy floors and an ice maker water line. Additional features include an irrigation system on a separate well, French drain gutters, pipes installed beneath pavers for future electrical needs, and a 50 Amp generator hookup. Located just minutes from Charlotte Sports Park, Tampa Bay Rays Spring Training, historic Punta Gorda, waterfront restaurants, weekend farmers markets, and boutique shopping, this home captures the essence of elegant coastal living-designed for those who expect more.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2021
  • Garage: 3-car Driveway, Garage Door Opener, Ground Level, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,082
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $7,540
  • Lot Desc: Flood Insurance Required, FloodZone, In County, Landscaped, Oversized Lot
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7508452
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /eprop/C7508452/4174perchcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 7:47:12 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4174 PERCH CIRCLE, Port Charlotte, FL, 33948

$1,075,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $860,000 $860,000 $860,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.754% 6.792%
Monthly Tax Payment $628 $628 $628
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,295 $5,507 $7,551
Total Monthly Payment $6,048 $6,260 $8,304

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.