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Charming three bedroom, two-bath, saltwater pool home is located in the very desirable Section 15 which is a non-deed restricted area of Port Charlotte. No HOA or Association dues. This home is not in a flood zone and does not require flood insurance and has over 2000 square feet of living space with a roof that was recently replaced. The well-appointed kitchen has plenty of counter space and has stainless steel appliances, wood cabinets, granite countertops and a large island perfect for gathering with friends and family. The kitchen is equipped with a dining area that is conveniently located next to the family room and is perfect for entertaining. There is pass through window set up in the kitchen to the lanai area perfect for offering your guests snacks or beverages while they enjoy the outdoor TV, pool or hot tub that is included with the sale of this home. This home is perfect for anyone looking for comfort and living in the Florida lifestyle. The large primary bedroom features new bamboo flooring and has access to the lanai and pool area. The bedroom features an en-suite bathroom with a shower and tub combo and dual sinks and two walk-in closets with plenty of space. The split floor plan will offer you and your guests’ privacy. The two cozy guest bedrooms share a guest bathroom that is equipped with a tub and shower combo. The laundry room has a full-size Washer and Dryer with plenty of extra storage space. Enjoy your outdoor living space with your screened in Lanai and salt water pool as it’s a perfect space for relaxation!
The many extras include a formal dining area and living room, a tankless water heater, an oversized 2 car garage with a screen, sprinkler system, hurricane shutters, office nook in the kitchen, newer window blinds, new smoke detectors and a new garage door opener and the home was recently painted and the roof was replaced in 2023. Convenience is paramount as you’re close to I-75, shopping, hospitals, restaurants, parks, marinas and all the amenities Charlotte County has to offer you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,253 | $2,339 | $2,968 |
Total Monthly Payment | $2,562 | $2,648 | $3,277 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.