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Under contract-accepting backup offers. Discover comfort, space, and charm in this inviting home that is sure to become your own Florida oasis. This spacious 4-bedroom, 2-bathroom home sits on a rare and generously sized . 42-acre lot—offering a garden-like backyard that’s larger than most in Central FL. A NEW ROOF and glass skylights were just added in Feb 2025. As you approach the home, notice the SIDE-FACING GARAGE, which adds a touch of distinction to the home’s aesthetic. The front yard landscaping was recently updated. As you enter, note the foyer and coat closet - both rare gems in Florida! The modern tile was just updated within the last 2 years. The living room boasts a gorgeous wood-burning fireplace and vaulted ceilings. Other notable interior features include: SPLIT BEDROOM FLOOR PLAN, separate dining space with French doors, built-in desk and storage, and a window seat facing the front yard. The primary bedroom features plantation shutters, a WALK-IN CLOSET with shoe storage and double racks, and ensuite bath with tile shower. The back room/family room is stunning! The high, tongue-and-groove ceilings and beautiful windows allow for loads of natural light. It has its own AC system, so it can be enjoyed all year round. Picture yourself with a cup of tea and a good book, looking into the exquisite backyard. The AC (with UV) and ductwork were totally replaced in 2016, and the electrical panel has been updated. The original owner still owns the home and says this floor plan is totally unique to the neighborhood! The Howell Cove community has no formal HOA (aka no management company), although there are a group of residents that lovingly care for the front entrances and host community events. Located directly across the street from Red Bug Lake Park, you can enjoy amenities such as tennis courts, a playground, dock, and walking paths without paying an HOA fee. Red Bug Elementary is < 1 mile away, the Willa Springs shopping plaza (including Publix) is < 1. 5 miles away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,496 | $3,181 |
Total Monthly Payment | $2,593 | $2,718 | $3,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.