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A RARE opportunity to own a four bedroom three bath 2300+ square foot home on a . 54 acre lot. Located in Walker's Pointe, this neighborhood is known for its considerably large home sites, luxury upgrades and no city taxes while not compromising on its desirable location. This home provides instant curb appeal highlighting a subtle Charleston elegance featuring the ever-popular board and batten siding, a deep "rocking chair" front porch with tapered columns, a flickering gas lantern, and a classy glass front door with sidelights. This practical floor plan features the primary suite, additional bedroom and guest bathroom on the main level and two additional bedrooms, guest bathroom, loft and plentiful storage upstairs. Warm engineered "red clay" hardwood flooring greet you at the front door and flow throughout the main living areas. The living room has a gas fireplace with tile surround and is open to the kitchen and dining areas. The kitchen features shaker style cabinets, granite tops, and stainless steel appliances including a gas range, dishwasher and built-in microwave. The primary suite has a large tray ceiling, on-suite bath featuring ceramic tile flooring, a tiled shower with glass enclosure, double sinks, linen closet and a large walk-in closet. Guest bathroom also includes tile flooring, a tub/shower combo, and a large vanity cabinet. A roomy loft up the stairs includes a deep walk-in closet for any additional storage needs. Two guest bedrooms are situated on either side of the home with a separate guest bathroom featuring ceramic tile flooring, a tub/shower combo and extra large vanity cabinet with double sinks! Enjoy a large laundry room with mud-room entrance off the garage perfect for a "drop zone". Situated towards the back of the neighborhood, it's easy to appreciate the wooded backyard view while enjoying the covered deck and fully fenced backyard. Level driveway entrance to the two-car attached garage includes a split unit for a more enjoyable garage use. Nearby proximity to shopping, the YMCA, medical facilities, and less then 4 miles to the I-85! Only 6 miles to downtown Anderson. Zoned for North Pointe, McCants and TL Hanna schools. Don't miss out on this one!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $363,920 | $363,920 | $363,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,270 | $2,391 | $3,046 |
Total Monthly Payment | $2,508 | $2,629 | $3,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.