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LAND! SPACE! PRIVACY! FRESH AIR! NEIGHBORHOOD! If these things are important to you, plus the convenience of proximity to shopping and entertainment, then this is your next home. Although small in stature, this property is a giant in features for a first time buyer, small family, snowbirds, or empty nesters. Located on a very quiet street in Islesboro, this is one of the largest parcels in the community, a full double lot, with plenty of room for kids to play, entertainment, barbeques, family get togethers, or pretty much whatever you want to do, especially just enjoying the space and privacy. The home is as solid as any, boasting a newer roof, new appliances, new tankless hot water heater, new AC, and a brand new screened patio in the back with insulated ceiling panels to keep out the summer sun, PLUS a full 6 inch thick concrete slab for structural integrity, durability and longevity. This is the perfect location to all points in New Smyrna Beach but without the traffic jams. And exactly 1 mile from here is the newer Swoop Boat Launch area right across US 1, so bring that skiff, bay boat, center console, pontoon, or even a couple of kayaks and start enjoying one of the hallmark attractions of this beautiful coastal town: the backwaters of the ICW and the great Blue Atlantic. Easy to show, and a must see for anyone looking for a safe and friendly environment and a little fresh air.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$304,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $243,999 | $243,999 | $243,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,603 | $2,043 |
Total Monthly Payment | $1,908 | $1,969 | $2,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.