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Charming three bedroom cape in Prime Fairfield Location! Location, location! Take a stroll on the sidewalk and walk to Jennings Beach (less than a mile away!). Need to take the train? You are minutes from Fairfield Metro North Station, how convenient! Meticulously maintained by multiple generations, this home exudes warmth and character. The first floor features beautiful hardwood floors throughout, a cozy living room with a fireplace, a spacious dining room and the primary bedroom. The well-appointed kitchen boasts ample cabinets and granite counter space, making it a dream for any home cook. The sunroom which is off of the kitchen and the large patio and fenced in yard is perfect for entertaining. Upstairs, you will find two generously sized bedrooms with lots of natural lighting. The basement provides additional storage and the flexibility to create an office, exercise room, or storage space. Looking for even more possibilities? The garage can be transformed into additional living space to suit your needs. Parking is not an issue with your double wide driveway large enough for two cars to park side by side. Additional parking is available on the island too. Did I mention that the house is heated by oil and has central air!! Don't miss this opportunity to own a versatile, well-loved home in an unbeatable location! Schedule your showing today!
Type | Description | Level |
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Bedroom 1 | Built-Ins,Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Built-Ins,Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Ceiling Fan,Granite Counters,Laminate Floor | Main |
Full Bath | Main | |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,503 | $2,601 | $3,315 |
Total Monthly Payment | $3,006 | $3,104 | $3,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.