322 OAKWOOD CIRCLE, Englewood, FL, 34223 | $525,000

DEEP-WATER BOATING with a short boat ride to the Intercoastal Waterway, Lemon Bay or the Gulf of Mexico! This home with 100' of water frontage & expansive water views is a BOATERS DREAM. Store your boat safely at home and out of the water with your 10, 000 lb boat lift. Choose at the drop of a moments notice to enjoy a sunset cruise or go fishing without getting your boat from storage or launching at a crowded public ramp. One (taller) bridge South and one bridge North exists but both allow relatively tall (T-top) boats beneath to access the previously mentioned waterways.




This home has beautiful presence from the roadway with its established landscaping, colored flowers and stately flag pole. Enjoy ease of watering with an irrigation system fed from a well system on the property. Stucco siding, tile roof and attached hurricane protection allow for the home's beauty and continued resilience.




Inside find a large footprint ready for your remodeling vision and personal touch! Currently the home has an open floorplan with beautiful water views of Windsor Canal from the kitchen and living room. The kitchen is already open to the livingroom with an island separating the two spaces. Next to the kitchen sits a formal dining room with a wall protecting meal time from the television on the other side. Two large bedrooms and a full bathroom can be found on the opposite side of the livingroom with the room at the rear of the home having beautiful water views and an included murphy bed. Enjoy privacy within the primary bedroom at the opposite side of the home behind the kitchen. This room also sitting at the rear of the home enjoys water views, a walk in closet and its own 3/4 bathroom with a door out to the lanai.




At the rear of the home, find a covered and screened 38 FOOT LONG lanai adding another 400+ square foot of living space. Bonus? This space, facing West, allows for beautiful sunsets to be viewed over those canal waters from within the lanai! This home has so much potential as a rest and recharge space, an entertaining social space or a space to be the envy of all your friends as you're living your best days. Best yet? Get into Englewood Isles at almost 1/2 the price of the other available Englewood Isles home with boat dock & lift!




2024 hot water heater

2016 furnace and air conditioner

2003 Tile roof

2005 boat dock and lift

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 105
  • Laundry: Inside, Laundry Room
  • Year Built: 1979
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,801
  • Acreage: 0.24
  • Lot Size: 100 x 105
  • Est. Taxes: $6,978
  • HOA Fee: $130 Annually
  • View: Water
  • Elem. School: Englewood Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: N6138448
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/N6138448/322oakwoodcircle_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2025 4:47:11 PM)
Listing courtesy of Better Homes & Gardens Real Es   Phone: 941-556-9100

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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322 OAKWOOD CIRCLE, Englewood, FL, 34223

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $582 $582 $582
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,620 $2,759 $3,516
Total Monthly Payment $3,294 $3,433 $4,190

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.