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Picture yourself on your porch bed swing on a relaxing, lowcountry afternoon, enjoying the cool breezes from the nearby creek and river, sipping a refreshing beverage, without a cell phone in sight. After your afternoon siesta, grab your paddleboard and take a short, three-minute walk to the neighborhood boat landing for some exercise and fun in the sun. The Harbour is favored for its close proximity to the boat landing and dock, where residents can enjoy the benefits of life near the water with fishing, boating, kayaking and more. If large bodies of water aren't your thing, don't worry, this lovely 6-bedroom, 5-bathroom home sits on one of the larger lots in the neighborhood and has enough room for your own private backyard pool oasis. There would be enough room left over for a pool house/cabana or a play area or if you have a green thumb, the perfect vegetable garden to help you make new friends and feed your neighbors! With a bright, open floor plan and two separate guest suite options, one on the first floor and one on the third, there is room for gathering over a good meal or a great movie, as well as room for solitude to cozy up with a favorite book. The outdoor living areas are perfect for entertaining family and friends on those warm summer evenings, and on the back patio, the chef will have you covered. Between the gas grill and the Big Green Egg in the built in outdoor kitchen, there are only great grilled meals on the menu. And if bad weather does come, don't worry, the whole house Cummins generator has you covered. No flashlights necessary. Don't miss this opportunity to own this coastal, lowcountry oasis in one of Mount Pleasant's most sought after communities!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,110,400 | $1,110,400 | $1,110,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,657 | $7,110 | $9,597 |
Total Monthly Payment | $6,782 | $7,235 | $9,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.