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Welcome to Andrews, a charming small town located near Georgetown, conveniently close to stunning beaches and just an hour from Mount Pleasant. This residence is situated along the Black River, a 151-mile-long blackwater river that run through Lee, Sumter, Clarendon, and Williamsburg counties before merging with the Great Pee Dee River in Georgetown County. It is only moments away from the newly designated Black Water State Park Andrews trail stop, which will feature multiple access points along a 70-mile stretch of the river as part of a broader initiative aimed at protecting and preserving this beautiful area. Each trail stop will provide a variety of recreational activities and amenities, including camping, hiking trails, pond fishing, kayaking, an outfitter center, cabins. . . a paddler pull-off and boardwalk, a boat launch, and much more. The Black River has long been a source of enjoyment for many, and this state park will enhance and sustain that enjoyment for years to come, all while conserving natural resources and protecting the habitats of our wildlife. This home is a genuine log cabin, complete with a screened porch that offers breathtaking views of the river, a private dock, and a small island exclusively yours. The interior underwent renovations in 2015, featuring updated cabinets, granite countertops, LVT flooring, and bathrooms. Additionally, the ductless HVAC units were replaced in 2024, ensuring modern comfort. The River Cabin includes a spacious eat-in kitchen and a family room that overlooks the river, providing direct access to the screened porchan excellent extension of the living space. With two bedrooms and two bathrooms, this property is ideal for everyday living or serves as a tranquil retreat from the hustle and bustle of daily life.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,571 | $2,002 |
Total Monthly Payment | $1,587 | $1,646 | $2,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.