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This delightful 3-bedroom, 1-bath home is brimming with warmth and character. It showcases original wood trim and gleaming hardwood floors throughout. Perfectly sized, it offers a spacious living room, an open kitchen and dining area, and a separate three-season porch with glass windows framing captivating views of the majestic Shawangunk Ridge. The full basement provides ample storage or potential for additional living space. Outdoors, you'll find lovingly maintained perennial gardens with seasonal color and mature plantings, including flowering cherry trees, Japanese maples, rhododendron bushes, quince, peonies, forsythia, Siberia iris, lambs' ear, black-eyed Susan, purple cone flowers, poppies, dianthus, phlox and sweet pea in addition to lovely lilac bushes. The large, level side yard is ideal for relaxing, gardening, or entertaining. There is a 10x18 garage which could be utilized for additional storage or for parking a smaller vehicle. The lower garden has a 6x16 shed, perfect for gardening tools and potting supplies. Tucked along a quiet country road, this home is just steps from local favorites like James General Store, Peter's Market, and the RDI. After dinner, take a leisurely stroll through town or enjoy live music at the Elks Lodge in the summer. The Napanoch Senior Center hosts year-round community events—all within walking distance. Lovingly maintained by its current owner, this home reflects true pride of ownership. Napanoch is a peaceful hamlet perfectly situated between some of the Hudson Valley's most cherished attractions, including Sam's Point Preserve, Minnewaska State Park, Lippman Park, and the O&W Rail Trail. Whether you're looking for a full-time residence, a weekend retreat, or something in between, this charming home checks all the boxes. Come be a part of this welcoming community where neighbors quickly become friends.
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$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,472 | $1,550 | $1,976 |
Total Monthly Payment | $1,806 | $1,884 | $2,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.