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Come and experience serenity found in the picturesque town of Congers, NY. Conveniently located behind Dr. Davies farm, this stunning colonial boasts four bedrooms, two and half bathrooms and a beautifully landscaped yard. The main level features a marble-tiled foyer, huge arched windows that allow lots of sunlight into the house, high ceilings and glistening hard wood floors. The dining and living room are adjacent to each and are spacious, making it perfect for formal and informal gatherings. From there, enter the warm ambiance of the family room which features a gas fireplace, recessed lighting, vaulted ceilings, and the included TV and home theater speakers. The renovated kitchen with its granite countertop, customized backsplash and stainless-steel appliances is perfect for hosting cook outs and large gatherings. From the kitchen you can access the newly renovated Trex Deck. The deck faces a beautifully maintained level yard space which is perfect for entertaining visitors or for you to just take in the view of the mountains. Additional features of the main level also include a well-designed bathroom and private laundry room leading into a two-car garage. Also, a home office is in the main level that can also be used as a fifth bedroom. The second level features the main bedroom with ensuite bathroom, soaking tub, stall shower and closet. Three other large bedrooms with an additional full bathroom can be found on the second level as well. This house also has a very spacious semi-finished basement which features a utility/storage room, extra storage room and fitness area. Professionally maintained landscaping and sprinkler system make for a lush green lawn and back yard oasis. Other amenities include a mailbox lamp, full house generator, front house lights, smart home compatibility and built-in alarm system. The property is located near vibrant shops, delightful restaurants and beautiful parks with abundant recreational opportunities including golf, baseball and pickleball. This home will not last, make this home yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,050,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,965 | $1,965 | $1,965 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,836 | $5,379 | $7,145 |
Total Monthly Payment | $6,926 | $7,469 | $9,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.