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This is the home to put some sweat equity into! Looking for a first home or looking to downsize? This Ranch Style home sits on a large, sunny flat lot with room for expansion! This home is located around much higher priced homes! Home has been updated inside, with newer kitchen, bath, windows and roof oil tank and septic system! . Living room features a bay window for loads of natural light Pellet stove is a great alternative to these high heating costs! Updated kitchen with dining area, granite counters and stainless steel appliances. Large deck off the kitchen. check out the size of the master bedroom with double closets. Two additional bedrooms with hardwood floors. Basement is ready to be finished with laundry area. Plenty of room to expand, poured concrete foundation!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 10.0 x 12.0 | First |
Bedroom 3 | Closet, Flooring - Hardwood | 10.0 x 12.0 | First |
Kitchen | Flooring - Laminate, Dining Area, Balcony / Deck, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances | 10.0 x 14.0 | First |
Living Room | Wood / Coal / Pellet Stove, Closet, Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Cable Hookup, Exterior Access, Open Floorplan | 13.0 x 24.0 | Main,First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | 14.0 x 24.0 | First |
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Our Executive Mortgage Banker:
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,528 | $2,628 | $3,348 |
Total Monthly Payment | $3,060 | $3,160 | $3,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.