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Quality five bedroom Victorian with a two bedroom apartment over the detached garage. Currently rented or use as an in-law apartment. Enter the home from the covered front porch to a hallway that brings you to the centrally located living room with the woodstove insert, perfect for curling up to with a good book on a chilly evening. From here you can go to the TV den or the sunny kitchen with more than enough counterspace and cupboards. There is a lovely formal dining room and the luxury of a full bathroom and laundry/pantry room, all on the first floor. The classic stairway sweeps you up to a collection of five bedrooms, all with generous closets and another full bathroom. Keep going to a second stairway to a walk-up attic with enough space for storage or a play area. There is a full basement with a large work bench area. On the other side of the wonderful perennial garden is the detached two car garage with an exterior stairway to the second floor apartment. The kitchenette, two bedrooms, bathroom and living area are just right for a tenant, friends or family. The private back deck is perfect for morning coffee. The house exterior was freshly painted in 2024. Lead Paint and Asbestos abatement in 2005. Replacement windows, chimney liner and updated electric make this a move in ready home. Convenient location for walking to school, shopping and dining out yet, just minutes to Killington/Pico for down hill skiing. Also listed on MLS as a Multi-Family property (#5036728).
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $590 | $590 | $590 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,897 | $1,997 | $2,545 |
Total Monthly Payment | $2,562 | $2,662 | $3,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.