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Open House Saturday, May 10th 10-2. This three bedroom raised ranch is in move-in ready! This home was been meticulously updated throughout resulting in a light and airy with large windows and skylights. The list of upgrades is endless, including new hardwood floors, a kitchen, bathrooms, windows, marble / tile floors. The high end appliances are still under warranty. The main floor features two bedrooms, while the newly finished lower level boasts an en-suite bedroom with a private bath, and a second living are with a gas stove for cozy nights. The rear of the home boasts a gravel driveway with fewer steps to the kitchen. The drive under garage is framed out, providing additional living space if desired. The brand new oversized three-bay garage is perfect for storing your toys. It is fully conditioned with high ceilings, making it a dream come true. The bonus area above offers endless possibilities with it own bathroom and newly finished hardwood floors that look stunning! The heating system is high-efficiency air by propane. Oh, and did I mention that the property is located in Suissevale? This charming community offers beach access, a clubhouse, tennis courts, basketball courts and a playground. The property is minutes to States Landing beach and boat launch. There is a one-time fee of $1875 and a yearly fee of $1425 which includes water.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,489 | $3,674 | $4,681 |
Total Monthly Payment | $3,845 | $4,030 | $5,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.