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141 OSPREY CIRCLE, Ellenton, FL, 34222 | $199,900
Motivated Seller, make us an offer. . . . Paradise Awaits! Amazing 2bd/2ba land owned home in the 55+ community of Ridgewood Meadows. This is a one of a-kind home with so many new features including a RARE 2-car carport with room for 4 vehicles (Carport may be enclosed to create a 2-car garage). Carport also has a large storage area that could be a workshop or craft room. Plus, carport features storage above with a fold down ladder for easy access. Landscaping has been designed with 3” granite stones & concrete curbing. The large front porch is Trex decking and the exterior of the home has been freshly painted with Shermin Williams Emerald Rain exterior paint. As you step inside, there is a fully remodeled kitchen with a large center island, quartz countertops and custom cabinets. The flooring has been redone with ¾” plywood base and all new laminate flooring throughout the home. Both bedrooms feature walk-in closets and the primary bedroom has a custom shower which is a must see! Wake up every morning & enjoy peaceful view of the lake, wildlife and natural habitat. Beautiful French doors in the kitchen and primary bedroom open onto your oversized Florida room which is climate controlled by a new 9, 000 BTU Mini-Split unit. This is your perfect year-round sanctuary. A new vapor barrier and belly band was installed this past month, including new gutters and downspouts. An LG washer and dryer were added in 2022. This is a must-see home! Lawn maintenance & sprinkler system are included with your low quarterly condo/HOA fees. The Ridgewood community features a beautiful clubhouse, pool, spa, tennis courts, pickle ball courts, shuffleboard and an outdoor fitness area. Golf cart and small pet friendly. Ridgewood has close access to I-75, many restaurants, the Ellenton Outlet Mall, the Manatee County Library and provides 24 hour gated security. If you are looking for a great Florida Home, don't let this one get away! Located on a quiet street with lots of community activities to enjoy in this 55+ community of Ridgewood Meadows. All room sizes are approximate. All information is deemed reliable but should be verified by buyers and or buyer's agent
Features
- Amenities: Clubhouse, Gated, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full
- Laundry: Outside
- Year Built: 1986
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,100
- Acreage: 0.12
- Est. Taxes: $1,364
- HOA Fee: $505 Quarterly
- Condo Fee: $96 Quarterly
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System
- MLS#: A4647351
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/A4647351/141ospreycircle_ellenton_fl?source=qrflyer
Listing courtesy of LARU BEYA REAL ESTATE COMPANY INC Phone: 941-224-7344
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
141 OSPREY CIRCLE, Ellenton, FL, 34222
$199,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $114 | $114 | $114 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,011 | $1,051 | $1,339 |
| Total Monthly Payment | $1,200 | $1,240 | $1,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388