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**This property qualifies for a closing cost credit up to $8, 900 through the Seller’s preferred lender PLUS an additional $4, 000 contribution from the Sellers. **Welcome to this stunning lakefront home nestled on a quiet cul-de-sac in Deland. Situated on a full acre overlooking Lake Lindley, this spacious 4-bedroom, 3. 5-bathroom home blends comfort and elegance with modern design and thoughtful layout. Step through the front door into a bright, open-concept layout featuring high ceilings throughout. To the left, you’ll find the inviting living room, while the formal dining room sits to the right—perfect for entertaining. The heart of the home opens into a large family room and kitchen with a cozy dinette at the rear, offering picturesque lake views. The kitchen boasts neutral cabinetry, granite countertops, stainless steel appliances, and a breakfast bar ideal for casual dining. Just off the family room, the private primary suite features a tray ceiling, large window framing the lake, and a luxurious ensuite bathroom with floating double sink vanity, soaking tub, and a glass-enclosed dual-head shower. Two additional bedrooms and a full bathroom are located off a hallway near the kitchen, offering privacy and convenience. Upstairs, a versatile bonus room with a mini split system serves as the fourth bedroom, complete with its own full bathroom—perfect for guests, a home office, or media space. Step outside to your expansive backyard oasis. A covered porch stretches along the back of the home, with extended open patio space for soaking in the sun. The large, fenced backyard gently slopes down to the lake, providing serene water views and endless outdoor enjoyment. This home also features a powerful energy-efficient upgrade: 40 solar panels installed in 2022, offering a 16. 2 kW system with a 25-year warranty—delivering long-term savings and sustainability. Don’t miss the chance to own this exceptional lakefront property on a rare full-acre lot in a prime location. Schedule your private showing today!
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Our Executive Mortgage Banker:
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$598,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $478,400 | $478,400 | $478,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $668 | $668 | $668 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,024 | $3,143 | $4,005 |
Total Monthly Payment | $3,784 | $3,903 | $4,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.