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Inviting charm, great location, and freshly renovated! This light and bright home offers generous living spaces (den, dining area, and family room), four bedrooms or three bedrooms with a spacious flex room, updated bathrooms, and an equipped kitchen with a new double oven and new cooktop. Separate mudroom/laundry room with cabinetry. Beautiful wood floors throughout the living areas, kitchen, and bedrooms. Enjoy the inviting rear deck, overlooking the private fenced backyard. Other features include decorative moulding and window casings, abundance of recessed lighting, fans, blinds, full irrigation system, and private fenced parking. Your insurance agent will be happy - new HVAC 2023, water htr 2022, roof Dec. 2020, replumbed 2022, elect panel updated, and new septic and drainfield 2020. This home is conveniently located near Historic San Marco, offering shopping, great restaurants, community events, parks, and much more. Make this your next ''home sweet home!''
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,600 | $463,600 | $463,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,930 | $3,046 | $3,881 |
Total Monthly Payment | $3,522 | $3,638 | $4,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.