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324 Lake Drive, Lake Peekskill, NY, 10537 | $325,000
Discover the allure of Lake Peekskill with this exceptional cottage, offering the ultimate lake life experience and a year-round vacation lifestyle. Embrace the everyday retreat you've always dreamed of complete with lake rights and access to three pristine beaches – Carrara's, North Beach, and Singers – on a serene, non-motorboat lake. Immerse yourself in nature's beauty with kayaking, fishing, swimming, hiking trails, and breathtaking panoramic views. Inside, the home welcomes you with a bright and airy family room showcasing captivating lake vistas visible right through your windows. A seamless flow is further enhanced with a dedicated dining area, perfect for creating memorable mealtime experiences, and a well-appointed modern kitchen adorned with spectacular cabinetry and granite countertops. Enjoy the desirable convenience of first-floor bedrooms, offering a comfortable and functional layout, perfect for those seeking single-level living or simply appreciate the ease of having bedrooms on the main floor. Step outside onto the deck and bask in the serenity of the lake life. The downstairs bonus room provides versatile space, perfect for a guest bedroom or recreation area. Convenience is key, with a short walk to the lake and beaches ensuring effortless living. This idyllic retreat is also situated near town shops and schools, with a short 60-minute ride to NYC. Don't miss the opportunity to own your slice of paradise and create lasting memories in this charming cottage!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Laundry Room
- Style: Cottage
- Year Built: 1955
- Heating: Baseboard, Electric
- Cooling: None
- Basement: Full
- Approx Sq. Feet: 671
- Acreage: 0.27
- Est. Taxes: $7,798
- Lot Desc: Near School, Near Shops, Rolling Slope, Stone/Brick Wall, Views
- View: Lake, Panoramic, Trees/Woods, Water
- Water Front: Yes
- Elem. School: Putnam Valley Elementary School
- Middle School: Putnam Valley Middle School
- High School: Putnam Valley High School
- School District: Putnam Valley
- Appliances: Dishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 845981
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/845981/324lakedrive_lakepeekskill_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
324 Lake Drive, Lake Peekskill, NY, 10537
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
| Monthly Tax Payment | $650 | $650 | $650 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,622 | $1,708 | $2,159 |
| Total Monthly Payment | $2,347 | $2,433 | $2,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535