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Must see this all brick 4 bedroom, 2. 5 bath home located in the sought- after exclusive GATED Timm Creek Montgomery Lake subdivision that gives access to incredible amenities including an Olympic-sized pool, a clubhouse with a full kitchen with event room, an outdoor covered rock fireplace with seating, paved walking and biking trails, a community dock, and a lakeside pavilion with picnic tables. The community’s prime location is across from Dorman High School, Highway 221, and minutes from I-26! The ALL-BRICK beauty is stunning as you pull in and are welcomed by the covered front porch. Once in the foyer your eyes are immediately drawn to the soaring ceiling heights, newly refinished natural hardwood flooring that was stained with water based commercial matte finish for protection and durability. The home offers openness for everyday living and maximum flow for entertaining. The living room boast a gas log fireplace that is the focal feature of the room. The gas logs are currently operated by a leased propane tank but natural gas is in the neighborhood if new buyer would like natural gas option. The expansive formal dining room gives plenty of space to gather for the holidays or it could be used as an office and also has hardwoods and high ceilings and decorative chair molding. In the kitchen the Sellers have updated all the appliances with stainless steel smudge proof finishes to include a smooth top range/oven, dishwasher and microwave. There are two pantries, and an eat-in area with bar seating for additional room to entertain. To the right of the home are two bedrooms, that share a full tiled bathroom with new vanity and transom over the tub/shower giving lots of natural light. To the left of the home is the master suite with beautiful hardwood flooring, vaulted ceiling, double vanity, soaker tub, separate shower and water closet. The master closet has hardwood floors and could be another room because it is so large and has an opening that gives access to the hall and laundry room. Upstairs there is the massive 4th bedroom with walk-in closet. Downstairs has a walk-in laundry with storage and sink and down the hall is a half bathroom and access to the garage which is oversized and offers lots of storage options. The home has a large newly rebuilt deck (2022) that extends your entertaining/living space and perfect to use for grilling. The deck was built with joist hangers 16 inches on center and has an extra 2x10 support beam going down the center of the deck to reinforce and ensure durability in the future. Other details the new buyers will appreciate is the roof was replaced in 2018, HVAC replaced in 2019, new garage door is 4 years old, all toilets have been replaced with comfort height toilets, and the front door was replaced during Sellers ownership. This one-of-a-kind home is filled with features not commonly found in new construction such as ALL BRICK, attic storage, REAL hardwood floors, TILED bathrooms, utility sink, transom windows, crown/chair molding throughout, newly built (2022) overly supported 53x12 back porch, two pantry spaces, and oversized garage with plenty of storage/workshop areas. You must see this home to truly appreciate all there is in this custom home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,947 | $2,023 | $2,578 |
Total Monthly Payment | $2,199 | $2,275 | $2,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.