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Nestled in the heart of coastal Rhode Island, this stunning 3-4 bed, 3-bath home offers 3, 383 square feet of open-concept living space on a private 2. 71-acre lot. Sun-drenched interiors and a versatile layout make this the perfect home for families, entertainers, or those seeking multi-generational living. The main level features an open-concept design, where natural light floods through large windows, highlighting gleaming mahogany floors. A large deck surrounds three sides of the house creating that desirable indoor/outdoor lifestyle. A gourmet kitchen with quartz counters, ss appliances, and a copper topped island flows seamlessly into the dining and living areas, creating an inviting space for gatherings. There is also one bedroom and a full bath on the main level. Upstairs the are 2 more bedrooms plus a dedicated office, including a wing with in-law potential. It features a private spa-like ensuite bath, sitting area, kitchenette and separate deck and entrance, making it ideal for extended family or guests. The third floor is a bright open space perfect for overflow guests, office or rec room. Outside, the expansive deck, patio and fire pit, overlooks lush gardens, mature trees and a horseshoe pit, offering a park-like setting to relax and entertain. Located just minutes from Rhode Island's stunning beaches, marinas, and charming seaside towns, this home provides the perfect balance of coastal living and everyday convenience. Schedule your private tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,020 | $4,227 | $5,324 |
Total Monthly Payment | $4,480 | $4,687 | $5,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.