375 Mountaindale Road, Woodridge, NY, 12789 | $199,900
Charming Ranch Close to Silver Lake – Perfect for First-Time Buyers or Downsizers! Welcome to 375 Mountaindale Rd, a cozy and inviting ranch-style home offering approximately 1, 500 sq ft of comfortable, single-level living. Ideally suited for first-time homebuyers or those looking to downsize, this 3-bedroom, 1. 5-bath gem is nestled on a manageable 0. 14-acre lot, just a short stroll to scenic Silver Lake. Enjoy local access to Silver Lake, where boating and fishing are allowed, with entry available through nearby Krieger Park and the Rail Trail—ideal for outdoor enthusiasts and those who love to stay active. Step inside to find a spacious layout with a galley-style kitchen featuring an extended countertop, seamlessly open to the dining area—perfect for entertaining. The home boasts a mix of vinyl and carpet flooring, and the generously sized primary bedroom includes an office nook, ample closet space, and a convenient half bath. Unwind in the updated full bathroom, complete with a luxurious jetted soaking tub and dual head shower. Main floor laundry adds to the ease of daily living, while the full basement provides excellent storage options. Outside, enjoy a partially fenced yard, a wide driveway, and a one-car garage tucked under a charming covered front porch. Relax on the screened-in back deck or make use of the additional storage shed. Whether you're just starting out or looking to simplify, this well-maintained ranch offers comfort, convenience, and a fantastic location with access to the best of the outdoors.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Kitchen
- Style: Cape Cod, Ranch
- Year Built: 1920
- Garage: 1-car
- Heating: Baseboard, Oil
- Cooling: None
- Basement: Partial
- Approx Sq. Feet: 1,452
- Acreage: 0.14
- Est. Taxes: $4,557
- Elem. School: Benjamin Cosor Elementary School
- Middle School: Fallsburg Junior-Senior High School
- High School: Fallsburg Junior-Senior High School
- School District: Fallsburg
- Appliances: Dishwasher, Dryer, Refrigerator, Washer, Oil Water Heater
- MLS#: 838109
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/838109/375mountaindaleroad_woodridge_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
375 Mountaindale Road, Woodridge, NY, 12789
$199,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
| Monthly Tax Payment | $380 | $380 | $380 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,011 | $1,063 | $1,339 |
| Total Monthly Payment | $1,466 | $1,518 | $1,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535