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Outside City limits on almost an acre with home and a cottage, fully fenced. Home is a solid built older home but maintained in excellent condition. New carpet & flooring. New interior and exterior paint. New electrical box. AC is only 4 yrs old. New roof 2024. 3-4 bedroom home with 2 full baths and a half bath with plumbing for a sink that could be added. All new window blinds. Utility room has room for extra storage. Wood cabinets in kitchen. Dishwasher is only a couple years old. Plenty of room for entertaining with this oversized lot. Nice quiet end of street. Great place to park boat, RV, toys, etc. NO HOA. There is a 2 bedroom cottage on the back side of property that needs work but could be a nice rental or second family home. Seller is selling the Cottage "AS IS" Will not make repairs to cottage. There are 2 septic tanks on the property, one for the house and one for the cottage. Several mature trees on this property. Storage sheds and covered carport. Make your appointment to see today!
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Our Executive Mortgage Banker:
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$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,742 | $1,808 | $2,277 |
Total Monthly Payment | $2,151 | $2,217 | $2,686 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.