4610 13TH STREET W, Palmetto, FL, 34221 | $1,249,000

SNEAD ISLAND STUNNER ON 1. 3 ACRES AND A DETACHED MOTHER-IN-LAW SUITE!!! NO HOA-NO DEED RESTRICTIONS-NO CDD!!! This stunning home offers exceptional curb appeal, featuring a paver brick driveway, meticulously maintained landscaping, mature trees, and a fully fenced yard. Built in 2009 by renowned custom builder Bruce Williams Homes, no detail was overlooked in the creation of this exquisite residence! Constructed to meet the latest building codes, the home includes hurricane-impact windows and doors for ultimate peace of mind. From the charming front entryway, you can even catch a glimpse of the Manatee River. The main home boasts over 3, 000 square feet of living space, offering 2 spacious bedrooms and 2 full bathrooms. In addition, there is a separate mother-in-law suite, complete with 1 bedroom, 1 bathroom, and its own living area—ideal for guests or extended family! Inside, the foyer welcomes you with gleaming hardwood floors that flow throughout the home. The expansive living room is highlighted by elegant built-in shelving surrounding a cozy fireplace. The open-concept design allows the kitchen to seamlessly connect with the living space, making it perfect for both everyday living and entertaining. The chef’s kitchen features high-end custom wood cabinetry, a gas range, an island, a paneled refrigerator, and a generously sized pantry offering plenty of storage. The master suite is a private retreat, thoughtfully tucked away from the main living areas. Flooded with natural light from multiple windows and French doors, it includes two large walk-in closets with custom built-ins. The luxurious en-suite bathroom offers dual vanities, a soaking tub, a walk-in shower, and a private water closet. Adding to the home’s charm is the family room, which showcases unique brick flooring and an abundance of natural light. Step outside to the oversized screened-in courtyard lanai, where a tranquil water fountain rock feature sets the stage for relaxing evenings and memorable gatherings. Plenty of room for a pool or additional living spaces! The oversized 3-car garage is another standout, featuring epoxy flooring, two spacious storage closets, and a telescoping ladder for easy access to a plywood-finished attic—perfect for additional storage. The backyard is fully fenced in and offers plenty of room as well as a private pond! Truly your own country oasis on an island! One of the notable advantages of this property is that it has no deed restrictions allowing you the freedom to store and enjoy all your recreational vehicles, such as RVs and boats. Situated on Snead Island, a hidden gem on the West Coast of Florida, this home offers a truly idyllic lifestyle. Whether you prefer dining or boating at the local Yacht Club, exploring the biking and kayaking trails of the nearby 365-acre Emerson State Park, or witnessing the beauty of horses at the local stable, Snead Island provides something for everyone and represents the best of old Florida living.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Style: Custom
  • Year Built: 2009
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,576
  • Acreage: 1.34
  • Est. Taxes: $15,479
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4649152
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /eprop/A4649152/461013thstreetw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 8:47:14 PM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-758-7777

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4610 13TH STREET W, Palmetto, FL, 34221

$1,249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $999,200 $999,200 $999,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.754% 6.792%
Monthly Tax Payment $1,290 $1,290 $1,290
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,152 $6,398 $8,773
Total Monthly Payment $7,567 $7,813 $10,188

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.