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46 Cindy Road, Ellington, CT, 06029 | $489,000

Tucked away at the end of a peaceful cul-de-sac and bordering serene meadows, this rarely available 2-family duplex offers the perfect blend of privacy, space, and modern updates. Each unit features 3 spacious bdrms, 1 full bath, & 1 half bath-ideal for owner-occupants, multi-generational living, or investment potential. Step inside to discover gleaming hardwood floors recently refinished (2022 & 2024) across the main and upper levels. Both kitchens have been thoughtfully updated, w/the right-side unit boasting granite countertops, stainless steel appliances, and brand-new luxury vinyl plank flooring (2024). This unit also includes an upgraded half bath with new flooring, vanity, countertop, and toilet (2024), as well as all-new windows (2024) & a Generac automatic generator for added peace of mind. A newer Trex deck leads out to a beautifully expansive backyard featuring brand-new wrought iron fencing (2024). The left unit showcases refinished hardwood flrs (2022) & a charming sunroom w/wall-mounted A/C-perfect as a home office or relaxing retreat-which opens to its own individually fenced yard area. Additional features include a newer roof (2016), new storm doors (2025), newer water heaters in both units, & individual propane heating systems. With public water, septic, & three outbuildings equipped w/electricity, the possibilities for this property are truly endless-think workshops, studios, or extra storage. Rare opportunity! HIGHEST & BEST OFFERS by THURSDAY, 4/24, 7 pm.

Features

  • Rooms: 11
  • Bedrooms: 6
  • Baths: 2 full / 2 half
  • Units: 2
  • Laundry: All Units Have Hook-Ups
  • Style: Units are Side-by-Side
  • Year Built: 1973
  • Heating: Hot Air
  • Cooling: Wall Unit
  • Basement: Full,Unfinished,Concrete Floor,Full With Hatchway
  • Above Grade Approx. Sq. Feet: 2,576
  • Acreage: 1.72
  • Est. Taxes: $7,126
  • Lot Desc: Lightly Wooded,Level Lot,On Cul-De-Sac
  • Elem. School: Center
  • Middle School: Windermere
  • High School: Ellington
  • MLS#: 24088260
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24088260/46cindyroad_ellington_ct?source=qrflyer
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William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Margo Ross - Margo Ross TeamSales Associate

860.977.0270

Margo.Ross@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Heidi SummaRegional SVP Insurance Sales, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

46 Cindy Road, Ellington, CT, 06029

$489,000

Margo Ross - Margo Ross Team

Sales Associate

William Raveis Real Estate

Phone: 860.977.0270

Margo.Ross@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
 15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $594 $594 $594
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,473 $2,570 $3,275
Total Monthly Payment $3,142 $3,239 $3,944

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.

Equal Housing Lender

William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524