|
Welcome to 120 Bailey Street. This single-level, 3-bedroom, 2-bathroom home is nestled on top of a hill on a dead-end street with open country views on a pleasant half acre lot. Don't let the city address fool you, this property is surrounded by corn fields on 2 sides and gives plenty of privacy and room to spread out with a truly country feel. Enter through the mud/laundry room which includes new washer, dryer, water heater, and furnace! This layout has an impressive flow, go left into the lovely living room with gleaming hardwood floors, large windows with lots of natural light, and corner gas fireplace. Or right to find the dining room and primary suite that includes double sinks, soaking tub, and walk-in shower with glass doors in the bathroom. The kitchen is large and open and includes an island to meal prep, plenty of cabinets, new sink and faucet, and don't forget about the pass-through and bonus breakfast nook space that flows to the living room! Dining room flows to a second sitting room with large windows and wood floors. From there the second and third bedrooms and a full bathroom are located. New furnace, new water heater, new washer, new dryer, and central AC make this home comfortable and easy to maintain. Oversized garage has plenty of space for equipment, storage, or workshop. Outside you'll find a shed, small dog fence, fabulous open views, and space to entertain.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $547 | $547 | $547 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,682 | $2,143 |
Total Monthly Payment | $2,219 | $2,304 | $2,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.